LENDING SERVICES

The State Bank of Gilman offers loans to fit just about any need. Call or stop by one of our full service banks today to discuss your options or to set up an appointment with a loan officer.


Consumer Loans
Our consumer purpose loans include:

  • Personal
  • New and Used Vehicles
  • Snowmobiles
  • ATV’s
  • Motorcycles
  • Boats
  • Campers
  • Overdraft Protection

Business Loans
The State Bank of Gilman offers many competitive business loans including:

  • Lines of Credit
  • Equipment
  • Vehicles
  • Property
  • Construction
  • Purchase of Business
  • Business cash advances currently offered through BCA

Agricultural Loans
The State Bank of Gilman offers loans to service any type of operations, from the small hobby farm to the large agricultural operation.


Mortgage Loans
If you are in the market to purchase a new home, land, or if you want to build, the State Bank of Gilman can help. The interest on this loan may also be tax deductible. Ask your tax advisor.

As part of the economic stimulus plan we intend to honor eligible applications for loan modifications.


Home Equity Loans
You may qualify to use the equity in your home to secure a loan for the things you want. These loans are offered at a favorable interest rate and can be set up for a one-time purchase or as a line of credit. The interest on this loan may also be tax deductible. Ask your tax advisor.